Category Archive FAQ

How old does a child have to be to be a beneficiary?

A child can be of any age to be a beneficiary, however, the funds will be paid into a trust until such time that he/she is 18 years old, or as stipulated in the contractual documents.  The law prohibits Financial Companies to pay the proceeds of a policy directly to a child who is not yet 18 years old

If you have children below the age of 18, to who you wish to leave some of your assets, it is best to speak to a professional with regard to making adequate provisions.  

How can I make provision for my family?

Financial vehicles (or Estate Planning tools) used to make provision for your family includes:

  • Life Policies
  • Living Annuities
  • Immovable Property
  • Retirement Funds
  • Savings Accounts
  • Unit Trust Investments
  • Personal belongings

How is a trust created?

You can register two types of trusts, namely the inter-vivos trust and the testamentary trust.  

The inter-vivos trust is created between living persons, whereas the testamentary trust is derived from the valid will of a deceased person.